Collect · Pay · Wallet

Money that moves
like an app.

Collect gets you paid. Pay sends to people. Wallet holds it — and asks you to Approve when an agent wants to spend. Same @you, same balance. Web is the business desk. Mobile is daily money. No card number, no rail homework.

Collect (humans + agents) Pay by @name One wallet
Session booked+$150.00
9:41● ●
Good morning@alex
AO
Your balance$2,840.50Available · cardless
Add Request Send
Your services/s/@alex
$$150.001:1 design critique · 60 minLive
K@kemi booked youJust now · on your balance+$150
One balanceService, invoice, or bank in
CollectPayWallet
The problem

You already get paid. Moving money still feels broken.

Freelancers, creators, and small teams get paid across borders—then hit tools that fragment money into rails, addresses, and waitlists instead of one clear balance.

You get paid. The tools still feel like crypto homework.

Clients pay however they can. You still end up juggling addresses, gas tokens, and apps built for traders—not for getting paid and paying people.

Sessions and retainers shouldn’t live in DMs.

You price a critique, a call, a package—then chase payment in chat. Fixed offerings + a book & pay link should be enough.

Bank here, crypto there, card waitlists everywhere.

Your money is fragmented across rails. You don’t want five balances. You want one number that goes up when you get paid.

The product

Three jobs. One @you.

Collect gets you paid. Pay sends to people. Wallet holds it — and asks you to Approve when an agent wants to spend. Sign in, claim your name, and pick a door — get paid, send, or just see the number.

Money in

Collect

Humans and AI agents pay the same catalog. Service page, payment links, and Collect — one inbound rail.

Explore Collect

Money out to people

Pay

P2P by @username. Add friends, confirm, send. No address gymnastics, no gas-token side quest.

Pay by @name

Hold + approve

Wallet

One spendable balance. When an agent wants to spend, you Approve or Decline — via Vybe Pay MCP.

See agent pay

Same @you, same balance. Web is the business desk. Mobile is daily money.

Collect

Service pages, invoices, humans and agents.

Collect is money in. Publish priced offerings clients book — or send a one-off request. Enable Collect so agents pay the same catalog. When it clears, it lands in Wallet. Pay (@name) is how you send it on.

Explore send & receive

Claim your @name

Pick a unique username and avatar. That’s how people find and pay you.

Publish a service page

List sessions, packages, or retainers at /s/@you. Clients book & pay—each booking creates a fixed payment request.

Request payment

Lock a one-off amount and memo into a link. Clients and friends open it and pay—credits land on your balance.

Confirm before it leaves

Review the recipient and amount. No surprises—and no gas token ritual to move money.

Wallet

Hold it. One number. You stay in control.

Wallet is the account — not a second send button. Collect credits it. Pay spends from it to people. When an agent wants to spend via Vybe Pay MCP, you Approve or Decline — like a bank alert.

  • One spendable balance — Collect in, Pay out
  • Service page + Collect catalog for humans and agents
  • Pay by @username — P2P, confirm before it leaves
  • Vybe Pay MCP — your AI asks, you Approve or Decline
  • Web desk for offerings, keys, webhooks
  • Mobile for daily money (same @you)
See how it works
How it works

From sign-in to getting paid in three steps.

You’re the hero. Vybe is the guide. The plan is short on purpose.

Interface, not a bankLicensed partners handle banking and settlement. You keep a clear balance and a full activity trail.
01

Sign in with email or Google

Your account opens automatically. No seed phrase to write down or lose.

02

Claim @you

Pick a username and avatar so clients and friends can find and pay you.

03

Publish. Get paid. Pay.

Collect via your service page or a link. Pay friends by @name. Wallet is the number that goes up — same @you on web and mobile.

Vybe Collect

Collect: humans and agents, same catalog

Agent wallets are built to spend. Collect is money in: flip a toggle on your service page, or put keys and express-vybe-402 on your API. Web is the desk for that. Mobile is daily money. Same balance either way.

Explore Collect
Get paid by agents
Blog

Notes that send you into the product.

How to get paid, pay people, and let agents settle—then a CTA that actually opens the balance.

Get the next note.

One email when we publish. Or browse the blog.

FAQ

Straight answers before you sign in.

Objections aren’t rudeness—they’re diligence. Here’s what people usually ask first.

Do I need crypto experience?

No. Sign in with email or Google. You work in your balance—pay by @username, publish services, and request fixed amounts. Rails stay out of the way.

What is “one balance”?

Money you receive—from a service booking, payment request, transfer, or bank deposit—credits the same balance. You don’t manage separate “crypto vs bank” wallets to use Vybe.

Can I sell sessions or packages?

Yes — that’s Collect (money in). Publish /s/@you; clients and agents pay the same offerings. Pay is P2P by @username. Wallet is the balance that holds it.

What’s a payment request?

A shareable link with a fixed amount and optional memo—or the checkout from a service booking. They open it, pay, and your balance goes up.

How do I fund my balance?

From the app: get paid via your service page or a payment request, receive a transfer, or use bank deposit rails where they’re live for your region.

Is Vybe a bank?

No. Vybe is a software interface. Banking, identity, and settlement run through licensed partners. We don’t hold customer deposits on our own balance sheet.

Want the long version? Browse all FAQs

Your move

Open your balance in minutes.

Sign in, claim your @username, publish services, and start getting paid—one balance, no card wait, no rail homework.